Emirates NBD has posted a historic performance for the first half of the year, reporting a pre-tax profit of Dh16.2 billion, a 5% increase compared to the same period last year. This impressive growth was primarily fueled by a 13% rise in net interest income and a 25% surge in non-funded income, showcasing the bank's ability to capitalize on resilient margins and heightened customer activity. Despite facing higher impairment charges, the group’s total income climbed to Dh27.9 billion, a 16% year-on-year jump, while disciplined cost management helped push operating profit before impairments to Dh19.5 billion.

A significant milestone for the bank was its balance sheet crossing the Dh1.3 trillion threshold for the first time, bolstered by organic lending growth and the strategic acquisition of a majority stake in India’s RBL Bank. This international expansion added substantial assets to the group, aligning with the bank's long-term goal of diversifying its earnings beyond the GCC. On the operational front, Emirates NBD continued to lead in sustainable finance with several major green and blue bond issuances, while maintaining a strong capital position and improving its impaired loan ratio to 2.1%. With Dh98 billion in new lending extended during the first half, the bank remains well-positioned to support robust demand across both its retail and corporate sectors.