For Non-resident Indians (NRIs) and tourists looking to purchase gold in the UAE, industry experts suggest that choosing jewellery over coins is the smarter financial move. According to leaders at top firms like Kanz Jewels and Malabar Gold and Diamonds, buying jewellery outright often saves travelers between 12 and 15 percent compared to prices back in India. While gold coins are frequently viewed as investment pieces, they often come with hidden costs, such as additional making charges if you eventually decide to turn them into wearable ornaments. Furthermore, purchasing jewellery directly avoids the potential travel restrictions and practical hurdles that can sometimes be associated with transporting bullion.

Beyond the immediate price advantage, which is bolstered by India’s rising import duties and the UAE's favourable VAT policies for tourists, jewellery holds a unique cultural value that coins simply cannot match. Most NRIs prefer jewellery because it serves a dual purpose: it acts as a reliable store of wealth while being ready for immediate use during weddings, festive celebrations, and gift-giving. However, if you are planning to transport gold into India, it is essential to stay informed about current customs regulations. As of the latest rules, female travellers are allowed to carry up to 40 grams of duty-free gold jewellery, while male travellers are capped at 20 grams. Being aware of these limits and keeping your documentation in order is the best way to enjoy your savings without running into complications at the border.