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Abu Dhabi Sets New Benchmark with First Off-Plan Mortgage Under Adrec Framework

Fri, Sep 4, 2026(20h ago)Real Estate

Aldar has officially set a new industry benchmark by completing Abu Dhabi’s first off-plan mortgage registration under the Abu Dhabi Real Estate Centre’s (Adrec) innovative new framework. This initiative allows financial institutions to be formally recognized on the mortgage registration certificate long before the property is actually completed. By securing financing early, buyers who have already paid 50 percent of their unit’s value can now arrange funding for remaining installments and final payments, effectively bypassing the uncertainty often associated with traditional, last-minute handover financing.

This new system provides a significant boost to market transparency and buyer security, ensuring that financing terms are locked in well in advance. By facilitating these transactions through partnerships with major banks like ADCB, the framework preserves liquidity for investors and streamlines the purchasing process. As this service becomes available to a wider range of institutions, it is expected to enhance the overall accessibility of the Abu Dhabi real estate market, offering developers and financial entities a more robust and protected way to manage off-plan property investments.

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