Despite the ongoing economic headwinds in Egypt, fintech powerhouse Valu has demonstrated remarkable resilience and growth during the first half of 2026. The company reported a 43% jump in net income to EGP 486 million, with gross revenues climbing 29% to EGP 3.2 billion. This success was fueled by a substantial rise in transaction activity, as the firm processed 5.2 million transactions and saw its gross merchandise value (GMV) reach EGP 14.6 billion. Notably, the platform has successfully bridged the financial inclusion gap, with its active unbanked customer base growing by 41% year-on-year.

Looking ahead, Valu is diversifying its ecosystem beyond traditional consumer financing. While its core lending services remain strong, the company has seen significant momentum in its prepaid card offerings and the "Shift" auto-financing platform, which saw a 98% increase in GMV. CEO Walid Hassouna highlighted that this performance validates their strategy to create an integrated financial lifestyle brand. With secured credit facilities totaling over EGP 24 billion and plans to introduce SME financing alongside a broader regional expansion into Jordan, Valu is well-positioned to leverage its robust technology infrastructure for continued, sustainable growth.