The UAE Ministry of Finance, in partnership with the Central Bank, has officially launched its inaugural Sovereign Retail T-Sukuk Programme, offering residents and citizens a unique opportunity to invest in a government-backed, Shariah-compliant instrument. With a total issuance size of Dh50 million, the programme invites individual investors to participate with a minimum entry of Dh1,000. This two-year investment carries a profit rate of 4.30 percent per annum, with payouts scheduled every six months. The subscription window is open from June 24 to June 30, and interested parties can sign up through the Dubai Financial Market platform, the iVestor app, or via digital channels from designated banks, including Emirates NBD, which serves as the lead receiving bank.

This initiative is a significant step toward making sovereign investment tools more accessible and transparent for the general public. Once the subscription period closes, the sukuk will be issued on July 1 and subsequently listed on Nasdaq Dubai on July 2, allowing for secondary market trading. Investors benefit from a structured, secure framework that encourages long-term saving and portfolio diversification. While this program offers direct access to new government securities at par value, it remains distinct from previous fractional bond initiatives, providing a streamlined and reliable path for individuals to grow their wealth through government-supported financial products.